✈️ Travel Impact

Royal Caribbean Just Made Its Travel Protection Plan Much More Worth It

Royal Caribbean is increasing the coverage limits on its Travel Protection plan for guests who have already purchased policies, at no additional cost. Emergency sickness and emergency medical coverage limits are rising from $25,000 to $100,000, while medical evacuation coverage jumps from $50,000 to $500,000. Lost or damaged baggage coverage is also increasing, from $1,500 to $3,000. Policy prices, which range from $79 to $149 per person depending on cruise cost, are not changing. The plan also includes a non-insurance cancellation feature allowing a full refund of unused prepaid trip costs for covered reasons, or a cruise credit worth up to 90% of fare for other cancellations. Standard U.S. health insurance typically does not cover medical care at sea or in foreign ports.
💡 What This Means For You

If you've already purchased Royal Caribbean's Travel Protection plan, your coverage limits are increasing automatically at no extra charge. Check that your policy now reflects up to $100,000 for emergency medical/sickness coverage, $500,000 for medical evacuation, and $3,000 for lost or damaged baggage. If you haven't yet purchased protection, you can add it online or by phone any time before your final payment due date.

📝 Mark's Take

Royal Caribbean is quietly sweetening its Travel Protection plan without touching the price tag, which sits between $79 and $149 per person. The medical evacuation jump from $50,000 to $500,000 stands out to me given real cases the article cites, like the $28,000 ambulance ride one family had to crowdfund and the $2,500 bill a couple faced during a mid-cruise medical evacuation. Baggage coverage rising to $3,000, versus Royal Caribbean's standard $300 per-person liability cap, is also a meaningful gap to know about before you decide whether to buy in. My read: this move locks in existing policyholders' goodwill cheaply while nudging fence-sitters toward purchasing before final payment. If you're already covered, there's nothing to do — the upgrade is automatic. If not, I'd compare these new limits against outside vendors before booking.

Still Afloat curates and summarizes cruise industry developments, travel disruptions, weather impacts and destination intelligence while crediting and linking directly to original publishers.

Planning a cruise?

Talk to Mark — a real cruise advisor who's sailed it himself, not a call center. Honest picks, no pressure, and no booking fees to you.

Work with Mark →

🧳 Gear worth its suitcase space →